Improve Your Credit Score – It’s Calling Your Shots

This is a guest post by Jamin Armstead, Financial Advisor and owner of J. Dishon Financial. LOW-INCOME SURVIVAL – PT. 2 Two vital financial concepts seldom discussed with or taught to members of low-income communities are the importance of establishing a good credit score and how to do so. Credit impacts everyone and, regardless of financial status, we all have a credit score, or footprint. Credit scores are pulled and Read More…

Why I Revealed My Poverty Secret

The Reality of Selective Memory Life being one continuous adventure, it’s not unusual for someone to experience a not-so-desirable event or phase of it that they would just as soon forget. Understandably, locking away memories of certain unpleasant circumstances may often serve as a prerequisite to moving on. So for years, I completely disregarded the ugly, deep poverty portion of my past. It was the mid-’80s when a fall from Read More…

How to Use Digital Tools to Get Kids Reading and Writing

Last month, I described the connection between illiteracy and poverty. Without the ability to read and write, millions of people in the United States are unable to fully function in society and achieve their potential. Luckily, there’s a new tool to encourage and enhance reading skills: technology. Whether they are utilized in school or at home, digital tools for literacy offer kids of all ages fascinating ways to increase their reading and writing skills. How can Read More…

Understanding the Relationship Between Illiteracy and Poverty

Good for You! It’s probably no big deal: reading these words, sounding them out in your head, and interpreting their meanings. To you reading is an instinctive routine. Unfortunately for too many people it is not. According to statistics from the Literacy Project Foundation, 50 percent of American adults can’t even read an eighth-grade level book. Such a widespread lack of literacy skills significantly contributes to the number of persons Read More…

No Justification for Welfare Shaming

Okay. So this blog’s topics aren’t sporty, sexy, star-studded or cute—but neither is a life lived in poverty or on welfare. People struggling to survive while in a constant state of lack face countless obstacles to fulfilling their basic human needs. And as if that isn’t trying enough, recipients of safety net benefits such as food stamps, or SNAP (Supplemental Nutrition Assistance Program) or cash assistance, TANF (Temporary Assistance for Read More…